We have partnered with Capitec to bring flexible finance to every listing on Bike Hub. You can now apply for a term loan of up to R500,000 for bikes, cycling gear, accessories, and maintenance directly from any listing page.
Look for the Capitec link below the price on any listing. It takes you straight to Capitec’s dedicated application page for Bike Hub customers.

How It Works
The application runs through Capitec and takes three steps:
- Tell Capitec what you need. Specify the amount and what it is for.
- Share your personal details so Capitec can assess your application.
- Confirm your identity with a few quick verification questions.
Capitec then presents you with a credit option based on your profile. You choose what suits your need the best. The whole process runs on Capitec’s secure platform and you get a decision quickly.
What You Can Finance
It is not limited to the bike itself. You can use the finance for new and second-hand bikes, components like a groupset or wheelset upgrade, gear like helmets and shoes, and even servicing or maintenance. Whether you are buying a complete bike or kitting out the one you already have, the option is there.
Get Started
Click the Capitec finance link on any Bike Hub listing, or go straight to the application page.
Happy bike hunting.