{"id":73365,"date":"2025-09-15T08:00:00","date_gmt":"2025-09-15T06:00:00","guid":{"rendered":"https:\/\/bikehub.co.za\/news\/?p=73365"},"modified":"2025-09-20T16:44:43","modified_gmt":"2025-09-20T14:44:43","slug":"build-your-financial-resilience-to-stay-on-track","status":"publish","type":"post","link":"https:\/\/bikehub.co.za\/news\/build-your-financial-resilience-to-stay-on-track\/","title":{"rendered":"Build Your Financial Resilience To Stay On Track"},"content":{"rendered":"\n<p>When you\u2019re training for a big race, you know it\u2019s not just about one big day. It\u2019s about the weeks, months, and sometimes years of steady rides, tough climbs, and unexpected scrapes along the way. You might have to brave the rain or deal with a sudden cramp, but you keep going because you\u2019re prepared.<\/p>\n\n\n\n<p>Navigating your financial journey is a lot like that. No matter how carefully you plan, unexpected events can and do happen. The question is: how ready are you to keep moving forward when life throws you off balance?<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69f814fe91bf9&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69f814fe91bf9\" class=\"wp-block-image size-large wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1400\" height=\"788\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-02-V2-1400x788.jpg\" alt=\"\" class=\"wp-image-73375\" title=\"\" srcset=\"https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-02-V2-1400x788.jpg 1400w, https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-02-V2-300x169.jpg 300w, https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-02-V2-768x432.jpg 768w, https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-02-V2-1536x864.jpg 1536w, https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-02-V2.jpg 1920w\" sizes=\"auto, (max-width: 1400px) 100vw, 1400px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Train for the unexpected<\/h2>\n\n\n\n<p>Just like a cyclist builds endurance to handle steep climbs and surprise potholes, building financial resilience means preparing your money for life\u2019s \u201cwhat ifs.\u201d An unexpected illness, injury, or sudden change in your family\u2019s circumstances can derail your plans faster than a flat tyre.<\/p>\n\n\n\n<p>That\u2019s where having the right personal risk protection plays an important role.&nbsp; Having life, disability and illness insurance isn\u2019t about expecting the worst \u2013 it\u2019s about ensuring a sudden shock doesn\u2019t force you to slam on the brakes. With the right plan in place, you can continue supporting your family, covering expenses, and staying focused on your long-term goals, no matter what obstacles appear on your route.<\/p>\n\n\n\n<p>This kind of safety net also means you can stay independent and keep living life on your own terms, even if your ability to earn an income is affected. It gives you breathing room to focus on your recovery as well as your loved ones, instead of worrying about making ends meet.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69f814fe9203f&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69f814fe9203f\" class=\"wp-block-image size-large wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1400\" height=\"788\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-07-V2-1400x788.jpg\" alt=\"\" class=\"wp-image-73376\" title=\"\" srcset=\"https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-07-V2-1400x788.jpg 1400w, https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-07-V2-300x169.jpg 300w, https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-07-V2-768x432.jpg 768w, https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-07-V2-1536x864.jpg 1536w, https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-07-V2.jpg 1920w\" sizes=\"auto, (max-width: 1400px) 100vw, 1400px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Check in regularly<\/h2>\n\n\n\n<p>Even the best cyclists don\u2019t train once and call it a day. They keep riding, check their equipment often, and adjust their training plans as they go. And they don\u2019t do it alone \u2013 they learn from trail veterans who\u2019ve seen it all and know how to tackle the tough stretches.<\/p>\n\n\n\n<p>Your finances deserve the same kind of attention and guidance. A regular review of your financial plan \u2013 ideally with a qualified adviser \u2013 helps you stay ready for anything. Think of a financial adviser as your personal coach for life\u2019s financial journey: someone who knows the terrain, helps you prepare for surprises, and supports you in reaching your goals.<\/p>\n\n\n\n<p>Maybe your needs have changed since you last checked in. Maybe you\u2019ve taken on new responsibilities, or you\u2019re aiming for fresh milestones. With expert advice, you can update your protection to match your circumstances, so that if life shifts gears suddenly, you\u2019re still steady in the saddle.<\/p>\n\n\n\n<figure data-wp-context=\"{&quot;imageId&quot;:&quot;69f814fe92440&quot;}\" data-wp-interactive=\"core\/image\" data-wp-key=\"69f814fe92440\" class=\"wp-block-image size-large wp-lightbox-container\"><img loading=\"lazy\" decoding=\"async\" width=\"1400\" height=\"788\" data-wp-class--hide=\"state.isContentHidden\" data-wp-class--show=\"state.isContentVisible\" data-wp-init=\"callbacks.setButtonStyles\" data-wp-on--click=\"actions.showLightbox\" data-wp-on--load=\"callbacks.setButtonStyles\" data-wp-on-window--resize=\"callbacks.setButtonStyles\" src=\"https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-04-V2-1400x788.jpg\" alt=\"\" class=\"wp-image-73378\" title=\"\" srcset=\"https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-04-V2-1400x788.jpg 1400w, https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-04-V2-300x169.jpg 300w, https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-04-V2-768x432.jpg 768w, https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-04-V2-1536x864.jpg 1536w, https:\/\/wp-media.bikehub.co.za\/production\/uploads\/2025\/09\/URL-04-V2.jpg 1920w\" sizes=\"auto, (max-width: 1400px) 100vw, 1400px\" \/><button\n\t\t\tclass=\"lightbox-trigger\"\n\t\t\ttype=\"button\"\n\t\t\taria-haspopup=\"dialog\"\n\t\t\taria-label=\"Enlarge\"\n\t\t\tdata-wp-init=\"callbacks.initTriggerButton\"\n\t\t\tdata-wp-on--click=\"actions.showLightbox\"\n\t\t\tdata-wp-style--right=\"state.imageButtonRight\"\n\t\t\tdata-wp-style--top=\"state.imageButtonTop\"\n\t\t>\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"12\" height=\"12\" fill=\"none\" viewBox=\"0 0 12 12\">\n\t\t\t\t<path fill=\"#fff\" d=\"M2 0a2 2 0 0 0-2 2v2h1.5V2a.5.5 0 0 1 .5-.5h2V0H2Zm2 10.5H2a.5.5 0 0 1-.5-.5V8H0v2a2 2 0 0 0 2 2h2v-1.5ZM8 12v-1.5h2a.5.5 0 0 0 .5-.5V8H12v2a2 2 0 0 1-2 2H8Zm2-12a2 2 0 0 1 2 2v2h-1.5V2a.5.5 0 0 0-.5-.5H8V0h2Z\" \/>\n\t\t\t<\/svg>\n\t\t<\/button><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Keep your momentum<\/h2>\n\n\n\n<p>Financial resilience isn\u2019t about avoiding every bump \u2013 it\u2019s about having the confidence to ride over them and keep going. With the right mix of protection and support, you\u2019ll know you have cover in place to take care of major expenses or help your family stay on track if your ability to earn an income is impacted.<\/p>\n\n\n\n<p>Old Mutual\u2019s personal risk solutions are designed to adapt to your life stage and evolving needs, helping you focus on the road ahead. When you know you\u2019ve got the right protection and a plan that grows with you, you can enjoy the journey \u2013 without worrying about the next twist in the trail.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Ready to gear up your financial resilience?<\/h2>\n\n\n\n<p>With the right protection in place and the support of a qualified financial adviser, you\u2019ll be better prepared to handle whatever life throws your way \u2013 and keep moving forward.<\/p>\n\n\n\n<p>Speak to one of our licensed financial advisers today to take the next step.<\/p>\n\n\n\n<p>And while you\u2019re at it, visit the <a href=\"https:\/\/www.oldmutual.co.za\/go2berg\/\" rel=\"nofollow noopener\" target=\"_blank\">Old Mutual Go2Berg page<\/a> to see what\u2019s in store for this year\u2019s event.<\/p>\n\n\n\n<p>____________________________________<\/p>\n\n\n\n<p><em>Old Mutual Life Assurance Company (SA) Limited is a licensed FSP and Life Insurer<\/em>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you\u2019re training for a big race, you know it\u2019s not just about one big day. It\u2019s about the weeks, months, and sometimes years of steady rides, tough climbs, and unexpected scrapes along the way. You might have to brave the rain or deal with a sudden cramp, but you keep going because you\u2019re prepared. [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":73392,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[5328,17],"featured_location":[338],"class_list":["post-73365","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-promotions","tag-go2berg","tag-old-mutual","featured_location-bottom-row"],"_links":{"self":[{"href":"https:\/\/bikehub.co.za\/news\/wp-json\/wp\/v2\/posts\/73365","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bikehub.co.za\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bikehub.co.za\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bikehub.co.za\/news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/bikehub.co.za\/news\/wp-json\/wp\/v2\/comments?post=73365"}],"version-history":[{"count":6,"href":"https:\/\/bikehub.co.za\/news\/wp-json\/wp\/v2\/posts\/73365\/revisions"}],"predecessor-version":[{"id":73415,"href":"https:\/\/bikehub.co.za\/news\/wp-json\/wp\/v2\/posts\/73365\/revisions\/73415"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bikehub.co.za\/news\/wp-json\/wp\/v2\/media\/73392"}],"wp:attachment":[{"href":"https:\/\/bikehub.co.za\/news\/wp-json\/wp\/v2\/media?parent=73365"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bikehub.co.za\/news\/wp-json\/wp\/v2\/categories?post=73365"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bikehub.co.za\/news\/wp-json\/wp\/v2\/tags?post=73365"},{"taxonomy":"featured_location","embeddable":true,"href":"https:\/\/bikehub.co.za\/news\/wp-json\/wp\/v2\/featured_location?post=73365"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}